There are other types of financial or non-financial institutions that allow you to transfer money: financial, insurances, stock and forex operators, payment systems, money transfers via MoneyGram or Wester Union, Bitcoin and other electronic currencies and e-wallets like PAYOPM.com. Each of these systems responds to very specific requirements. Generally, people don’t have much trust in alternative systems, especially in regard to savings or hard-earned income. These days, however, the world banking system is in danger and so it’s necessary in any case to investigate to whom you are entrusting your money. There are no risk-free operations and even hiding your money under your mattress is risky because you could be robbed in your home.